Dr. Andrea Johnson is the owner of ANJ Consulting Services. Through ANJ Consulting services, she assists individuals and organizations with developing solutions to their financial problems, or the financial problems of their clients through the ANJ Finance Academy. Her academy consists of presentations, seminars, courses, and books that she has written that address a variety of personal finance topics. She has also appeared as a guest on several radio shows where she discusses topics such as personal finance, credit and overcoming the cycle of generational poverty. She is committed to giving hope to those that are ready to change their financial future.